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After cancellation, service may be reinstated once sufficient funds are available in your accounts to cover any fees and other pending transfers or debits.

We, Us, or Our - Refers to Bank of the West and any agent, independent contractor, designee, or assignee Bank of the West may involve in the provision of Internet Banking.Business Day - Any calendar day other than Saturday, Sunday, or any holidays recognized by Bank of the West.Bank of the West is not responsible for any electronic virus or viruses that you may encounter.The balance may also differ from your records due to deposits in progress, outstanding checks or other withdrawals, payments or charges.A transfer request may not result in immediate availability because of the time required to process the request. We are unable to process any payments to federal, state, or local tax agencies.

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